Paying off your debt snowball with a home organizing side business

how to use a professional organizing side hustle to pay off debt

Are you as nerdy about organizing (and EXCELLING at) your personal finances as I am? If so, you’re probably all about that Dave Ramsey, gazelle-intense life.

Getting rid of debt requires laser focus… and some extra income can be a serious game changer. And I know that Dave is all about the pizza delivery gig, but I’m thinking maybe he hasn’t seen our student loans, amiright?! That stuff needs a freaking fire lit under it.

Here’s the deal… your side hustle doesn’t have to involve long hours and minimum wage. If you love color-coding your closet and can’t help but straighten up your sister’s pantry EVERY. TIME. you visit, you need to leverage those skills to pay off your debt snowball. Other people do not have your organized brain. What seems totally basic to you is giving someone else (like your sister) a panic attack right now. And that’s why there are people ready and willing to pay you upwards of $65 an hour to organize their homes for them. That’s a real income that can help you pay off debt so much faster than delivering pizzas. Plus, it’s the kind of stylish, dream job that you’ve been wanting all along anyway, right?

Why getting organized and attacking your debt snowball actually go hand in hand

Have you ever noticed how much more productive and energized you are when your home is organized? It’s like a relaxed caffeine buzz that helps you get more done. Financial peace is the same way. It’s hard to be the focused, productive person you want to be if your budget and bank account are a mess.

And I’m not the only one thinking these topics go together like peas & carrots. The Konmari + Dave Ramsey Facebook group is an amazing place to hang out with other people in love with organizing AND financial freedom. But most of the people there don’t know one of my favorite things about organizing and money: getting paid to organize other people is a thing, and it could help you get out of debt fast.

Now that your own home is "Konmarie'd" like a pro, it’s time to open up shop and get serious about making money, because as you're well aware, that debt snowball isn’t going to pay itself off.

Everything you need to start your side hustle... now

You’re both organized and super motivated to get your financial life on track (because wouldn’t it be nice if your bank account was as zen as your closet?) ...So now what? I’m going to walk you through the exact steps you need to launch your profitable professional organizing business. And the best part? This is a great side hustle — which means you can work it around your day job, kid’s schedule, or whatever else you’ve got going on right now.

⭐️ SO IMPORTANT: Professional organizing requires very little overhead costs, which is why it's the greatest side hustle on the planet for people like us. And yet...

When I started my organizing business, I absolutely wasted time and money (that I did not have to spend) on some of the wrong things. It’s why I’m so passionate about setting you on the right path, so you can have a business that pays well and makes you happy. These are the 3 steps you need to take to launch your biz efficiently, while staying calm and sane in the process (that last part is just as important as the first!).

 

1. Focus on landing your first client

You have to start somewhere, and I want to make sure you launch your biz without wasting any of your valuable time and money. Getting your first client is THE most important step (plus, you have to be sure you even LIKE the job before investing a bunch of time and energy into this business). Being profitable is the key to staying in business, so focus on getting that first job before you start obsessing about all of the extras details that come with running your biz. Grab my free course to find out how start a fabulous business on a budget, and learn my strategies for getting your first paying gig.

"Shiny object syndrome" (meaning, whatever that next thing is that seems to be the cool thing to be doing) is so distracting as an entrepreneur — especially when you’re a perfectionist. Working through my free course will help you rein in your to-do list so you can focus on bringing in the money your budget needs.

 

2. Get official in your state


This is a real business, and that means you need to make things official. And while Google can be like a magic wand for DIY entrepreneurs, sometimes you don’t even know what you don’t know. That’s why I’ve put together a resource on how to start a business in YOUR state. (My nerdy love of research is totally paying off for you!)

There are some things you can do the bare minimum on starting out, but the legality of your business should not be one of them. Make sure you set things up correctly now so that you can avoid panicky headaches later. Luckily, this is typically far easier (and less expensive) than you imagine it to be. 

 

3. Find your community


Starting your own side hustle can be lonely, especially if no one you know has even heard of professional organizing before. Connecting with real people who understand the biz can be so encouraging. Check out the Pro Organizer Studio Facebook group, find a friend to be your accountability partner, or network with other women working side hustles in your area. Having a biz bestie to hold your hand throughout the process will help you stay calm and focused… I mean, gazelle-intense.

This is me and MY biz bestie, Layne. 

This is me and MY biz bestie, Layne. 

Setting real financial goals for your business

Being your own boss isn’t always easy, but it is a super empowering way to knock out your debt. Setting clear, realistic goals for your business will help you stay motivated when you hit the tough days (like when the kids won’t nap, or it’s time to update your accounting software… #reallife). Make time every month to set measurable goals and map out how you’re going to reach them. I have a handy spreadsheet to help you do this. Knowing exactly what your next steps are is incredibly calming, plus it will supercharge your productivity (and in side hustle life, productivity is everything).

Start by figuring out how many hours you need to work to achieve your debt snowball goals. Then, make sure your marketing efforts realistically support that number. If you need four clients this month, only talking to four people about your services is not going to cut it. You always have to be planting seeds for the next season of your business too!

And please be realistic about your time. Organizing is an incredible opportunity for certain types of people, but still, building a profitable business is not a sprint. It’s okay to go slowly and only take on clients that fit with your life. This is a physical and emotional job, so self-care is really important, and that takes time. Not to mention, you can’t project a calm, put-together lifestyle for your clients if you’re constantly neglecting your personal life.

How are you paying off your debt snowball?

What are your favorite tips and tricks for staying gazelle-intense and making your debt disappear? I’d be super interested to hear your strategies in the comments!

Hunter Niland Welling

Hunter Niland Welling is a writer and organization expert living in Fort Worth, Texas. She shares her 600 square foot home with her daughter, 3 cats, 11 houseplants, and an unwieldy collection of books. You can follow her on Pinterest here.